Your house is more than four walls and a roof. It can provide you with financial security. And, it’s probably your biggest investment. Inside those walls are possessions and valuables that make your house a home — and those items need protection as well.
The coverage you have depends upon the type of policy you have. Homeowners policies can be quite different, from each other depending on the “form” number.
The most common types of homeowner policies are:
- HO1 Basic or Standard policy
- HO2 Broad form
- HO3 Special (also called Deluxe, All Risk)
- HO4 Renters policy
- HO6 Condo policy
- HO8 Older Home Policy